401(k) Plan Income Replacement Ratio

October 17, 2012 at 7:46 pm Leave a comment

SHRM has an article worth highlighting on their website entitled “Secret to a 401(k) Plan’s Success: The Income Replacement Ratio” By Earle Allen.  Located at http://www.shrm.org/hrdisciplines/benefits/articles/pages/replacementratio.aspx, the article highlights the concept and importance of an income replacement ratio for retirement planning (useful for more than just 401k’s).  I’ve always like the concept since it helps plan for a rational and justified target.  In addition, it helps get participants thinking about what type of lifestyle they want in retirement.

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Christine Gurney

A pension professional who shares her thoughts and ideas about the pension world for industry members and anyone else interested.

@ChristineGurney

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